Tag
#net-interest-income
3 articles
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The HDFC Bank Business Model Explained
How HDFC Bank makes money: net interest income from a large low-cost deposit base, plus fees from cards, payments, and distributing third-party products.
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The ICICI Bank Business Model Explained
How ICICI Bank makes money: the spread between loan and deposit rates at the core, plus fee income and a group of insurance, broking, and asset-management subsidiaries.
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How to Forecast Bank Earnings: A Practical Framework
A step-by-step framework for forecasting a bank's earnings: project loan and deposit growth, apply margin for net interest income, then subtract costs and credit provisions.
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