Tag
#nim
2 articles
- Education
How to Read a Bank's Financials: NIM, CASA, NPA and Why ROCE Does Not Apply
A bank is read on NIM, CASA, asset quality and capital, not ROCE or debt-to-equity, because deposits are its raw material, not just its funding.
- Education
Indian Banks NIM Forecasting Guide: How Net Interest Margin Moves
Net interest margin is what a bank earns on loans minus what it pays on deposits. Here is how the RBI rate cycle, deposit lags, and CASA mix move it.