Bajaj Finance research and monitoring
Bajaj Finance is a diversified non-bank lender across consumer, SME and commercial credit. Growth must be read together with borrowing costs, asset quality, credit losses, operating efficiency and capital adequacy because faster lending is not automatically better lending.
FY26 and the latest quarter
The annual and quarterly numbers below come from the current point-in-time serving views. Consolidated results are preferred and the source is retained where it is publicly linkable.
Total income history
A rising top line is evidence of scale, not proof of value creation. Read it with profit, capital efficiency, cash conversion and the business-specific guideposts above.
₹ crore values are presented as filed or normalized from company/exchange financial results. Banks and NBFCs use total income because interest is part of their operating business. Industrial companies use revenue where available.
Historical values can be restated. This page shows the current serving vintage and preserves the source and reporting basis.
| Fiscal year | Total income | PAT | EPS | Basis | Evidence |
|---|---|---|---|---|---|
| FY2231 Mar 2022 | ₹31,640 cr | ₹7,028 cr | 116.64 | Consolidated | Filing ↗ |
| FY2331 Mar 2023 | ₹41,406 cr | ₹11,508 cr | 190.53 | Consolidated | Filing ↗ |
| FY2431 Mar 2024 | ₹54,983 cr | ₹14,451 cr | 236.89 | Consolidated | Filing ↗ |
| FY2531 Mar 2025 | ₹69,725 cr | ₹16,779 cr | 268.94 | Consolidated | Filing ↗ |
| FY2631 Mar 2026 | ₹81,990 cr | ₹19,332 cr | 30.6 | Consolidated | Filing ↗ |
Eight reported quarters
Publication date is shown separately from the period end. A June quarter was not knowable on 30 June; it entered the public record only when the company filed it.
| Quarter ended | Total income | Attributable PAT | EPS | Published | Evidence |
|---|---|---|---|---|---|
| 30 Jun 2026Consolidated | ₹23,166 cr | ₹5,986 cr | 9.62 | 30 Jul 2026 | Filing ↗ |
| 31 Mar 2026Consolidated | ₹21,607 cr | ₹5,465 cr | 8.79 | 29 Apr 2026 | Filing ↗ |
| 31 Dec 2025Consolidated | ₹21,215 cr | ₹3,978 cr | 6.4 | 3 Feb 2026 | Filing ↗ |
| 30 Sept 2025Consolidated | ₹20,181 cr | ₹4,875 cr | 7.85 | 10 Nov 2025 | Filing ↗ |
| 30 Jun 2025Consolidated | ₹19,528 cr | ₹4,700 cr | 7.57 | 24 Jul 2025 | Filing ↗ |
| 31 Mar 2025Consolidated | ₹18,469 cr | ₹4,480 cr | 72.35 | 29 Apr 2025 | Filing ↗ |
| 31 Dec 2024Consolidated | ₹18,058 cr | ₹4,247 cr | 68.63 | 29 Jan 2025 | Filing ↗ |
| 30 Sept 2024Consolidated | ₹17,095 cr | ₹4,000 cr | 64.66 | 14 Nov 2024 | Filing ↗ |
Use the metric that fits the business.
ROCE is not shown for banks and NBFCs because deposits and borrowings are operating raw material rather than ordinary financing. Missing or inapplicable values remain unavailable.
Bank and lending KPIs
These fields are percentages as disclosed or normalized for lenders. They are not stored as decimal fractions. Only available fields are shown.
Who owns the company?
Shareholding is shown from the latest available filing. Institutional subtotals depend on the filing taxonomy and are labelled by their source basis.
Operating cash flow, deposits and borrowings have different economic meanings for lenders. Generic industrial-company cash-conversion and debt-versus-CFO tests are therefore marked not applicable rather than forced into a misleading comparison.
Current, sourced and intentionally finite.
This public page contains a selected, licensable subset of Altys company data. It does not expose private research notes, broker documents, user portfolios or the company database.
Related company and methodology pages
Bajaj Finance FAQ
What does Bajaj Finance do?
Bajaj Finance is a diversified non-bank lender across consumer, SME and commercial credit. Growth must be read together with borrowing costs, asset quality, credit losses, operating efficiency and capital adequacy because faster lending is not automatically better lending.
What should investors monitor for Bajaj Finance?
Important operating evidence includes assets under management, customer and loan growth, gross and net npa, credit cost, cost-to-income ratio, capital adequacy. These are research guideposts, not automatic trading signals.
Are the Bajaj Finance financials consolidated or standalone?
Altys prefers consolidated financials when available and labels the reporting basis in each table. The latest annual row on this page is consolidated.
Does Altys recommend buying or selling Bajaj Finance?
No. Altys provides sourced financial data, research context and monitoring infrastructure. It does not issue a buy, sell or hold recommendation on this page.
Research Bajaj Finance once. Keep watching what changes.
Altys can connect new results, filings, concalls, guidance, ownership and company-specific KPIs with the investment team’s original thesis and portfolio context.