NSE · HDFCBANK

HDFC Bank research and monitoring

HDFC Bank is a diversified private-sector bank serving retail, business and corporate customers. Its research case is driven less by a single quarter of profit than by the interaction between deposit growth, funding mix, net interest margin, asset quality and capital strength.

Financial ServicesBanksBANKFacts updated 27 Aug 2026
Share price₹727.2Close on 26 Aug 2026
Market cap₹11,19,983 crCalculated on 26 Aug 2026
P/E14.2×TTM EPS through 30 Jun 2026
P/B1.9×As of 26 Aug 2026
Latest reported evidence

FY26 and the latest quarter

The annual and quarterly numbers below come from the current point-in-time serving views. Consolidated results are preferred and the source is retained where it is publicly linkable.

FY26 Total income₹4,95,463 cr+5.2% year on year
FY26 PAT₹76,026 cr+7.4% year on year
Latest-quarter PAT₹19,245 crQuarter ended 30 Jun 2026
ROE13.8%Latest meaningful annual observation: 31 Mar 2026
Five-year view

Total income history

A rising top line is evidence of scale, not proof of value creation. Read it with profit, capital efficiency, cash conversion and the business-specific guideposts above.

How to read these figures

₹ crore values are presented as filed or normalized from company/exchange financial results. Banks and NBFCs use total income because interest is part of their operating business. Industrial companies use revenue where available.

Historical values can be restated. This page shows the current serving vintage and preserves the source and reporting basis.

Fiscal yearTotal incomePATEPSBasisEvidence
FY2231 Mar 2022₹1,67,695 cr₹38,151 cr68.8ConsolidatedFiling ↗
FY2331 Mar 2023₹2,04,666 cr₹46,149 cr82.64ConsolidatedAltys normalized filing
FY2431 Mar 2024₹4,07,995 cr₹64,062 cr90.42ConsolidatedFiling ↗
FY2531 Mar 2025₹4,70,916 cr₹70,792 cr92.81ConsolidatedFiling ↗
FY2631 Mar 2026₹4,95,463 cr₹76,026 cr49.5ConsolidatedFiling ↗
Quarterly results

Eight reported quarters

Publication date is shown separately from the period end. A June quarter was not knowable on 30 June; it entered the public record only when the company filed it.

Quarter endedTotal incomeAttributable PATEPSPublishedEvidence
30 Jun 2026Consolidated₹1,33,110 cr₹19,245 cr12.518 Jul 2026Filing ↗
31 Mar 2026Consolidated₹1,16,920 cr₹20,351 cr13.2218 Apr 2026Filing ↗
31 Dec 2025Consolidated₹1,26,927 cr₹19,807 cr12.8817 Jan 2026Filing ↗
30 Sept 2025Consolidated₹1,18,561 cr₹19,611 cr12.7818 Oct 2025Filing ↗
30 Jun 2025Consolidated₹1,33,055 cr₹16,258 cr21.2319 Jul 2025Filing ↗
31 Mar 2025Consolidated₹1,20,269 cr₹18,385 cr24.6219 Apr 2025Filing ↗
31 Dec 2024Consolidated₹1,12,194 cr₹17,657 cr23.1122 Jan 2025Filing ↗
30 Sept 2024Consolidated₹1,21,457 cr₹17,826 cr23.414 Nov 2024Filing ↗
Returns and profitability

Use the metric that fits the business.

ROCE is not shown for banks and NBFCs because deposits and borrowings are operating raw material rather than ordinary financing. Missing or inapplicable values remain unavailable.

ROE13.8%Period ended 31 Mar 2026
ROA1.6%Period ended 31 Mar 2026
Net profit margin15.9%TTM through 30 Jun 2026
Profit growth12.7%YoY through 30 Jun 2026
Lender operating evidence

Bank and lending KPIs

These fields are percentages as disclosed or normalized for lenders. They are not stored as decimal fractions. Only available fields are shown.

Net interest margin3.4%Period ended 31 Dec 2025
CASA ratio33.6%Period ended 31 Dec 2025
Gross NPA1.2%Period ended 31 Dec 2025
Net NPA0.4%Period ended 31 Dec 2025
Capital adequacy19.9%Period ended 31 Dec 2025
CET117.4%Period ended 31 Dec 2025
Cost-to-income39.2%Period ended 31 Dec 2025
Credit cost0.6%Period ended 31 Dec 2025
Ownership

Who owns the company?

Shareholding is shown from the latest available filing. Institutional subtotals depend on the filing taxonomy and are labelled by their source basis.

Latest ownership period30 Jun 2026
Institution basisFiled institutional subtotal
Promoter and group0.0%Filed for 30 Jun 2026
FII holding41.8%-2.22 pp QoQ
DII holding41.9%+1.6 pp QoQ
Why cash-conversion ratios are not shown

Operating cash flow, deposits and borrowings have different economic meanings for lenders. Generic industrial-company cash-conversion and debt-versus-CFO tests are therefore marked not applicable rather than forced into a misleading comparison.

Data scope

Current, sourced and intentionally finite.

This public page contains a selected, licensable subset of Altys company data. It does not expose private research notes, broker documents, user portfolios or the company database.

Financial history31 Mar 2001 to 30 Jun 2026
Price history in Altys1 Oct 2019 to 26 Aug 2026
Shareholding coverage31 Mar 2017 to 30 Jun 2026
Concall periods indexed17
Page snapshot27 Aug 2026
Questions investors ask

HDFC Bank FAQ

What does HDFC Bank do?

HDFC Bank is a diversified private-sector bank serving retail, business and corporate customers. Its research case is driven less by a single quarter of profit than by the interaction between deposit growth, funding mix, net interest margin, asset quality and capital strength.

What should investors monitor for HDFC Bank?

Important operating evidence includes deposit and loan growth, net interest margin, casa funding mix, gross and net npa, capital adequacy, management guidance. These are research guideposts, not automatic trading signals.

Are the HDFC Bank financials consolidated or standalone?

Altys prefers consolidated financials when available and labels the reporting basis in each table. The latest annual row on this page is consolidated.

Does Altys recommend buying or selling HDFC Bank?

No. Altys provides sourced financial data, research context and monitoring infrastructure. It does not issue a buy, sell or hold recommendation on this page.

Continuous research

Research HDFC Bank once. Keep watching what changes.

Altys can connect new results, filings, concalls, guidance, ownership and company-specific KPIs with the investment team’s original thesis and portfolio context.