State Bank of India research and monitoring
State Bank of India combines a nationwide banking franchise with corporate, retail and treasury operations. Its financial interpretation depends on the quality and cost of funding, loan growth, margin, asset quality, provisioning and capital rather than generic industrial-company ratios.
FY26 and the latest quarter
The annual and quarterly numbers below come from the current point-in-time serving views. Consolidated results are preferred and the source is retained where it is publicly linkable.
Total income history
A rising top line is evidence of scale, not proof of value creation. Read it with profit, capital efficiency, cash conversion and the business-specific guideposts above.
₹ crore values are presented as filed or normalized from company/exchange financial results. Banks and NBFCs use total income because interest is part of their operating business. Industrial companies use revenue where available.
Historical values can be restated. This page shows the current serving vintage and preserves the source and reporting basis.
| Fiscal year | Total income | PAT | EPS | Basis | Evidence |
|---|---|---|---|---|---|
| FY2231 Mar 2022 | ₹4,06,973 cr | ₹37,183 cr | 39.64 | Consolidated | Filing ↗ |
| FY2331 Mar 2023 | Unavailable | ₹56,193 cr | Unavailable | Consolidated | Altys normalized filing |
| FY2431 Mar 2024 | ₹5,94,575 cr | ₹69,543 cr | 75.17 | Consolidated | Filing ↗ |
| FY2531 Mar 2025 | ₹6,63,343 cr | ₹80,523 cr | 86.91 | Consolidated | Filing ↗ |
| FY2631 Mar 2026 | ₹7,09,617 cr | ₹86,666 cr | 91.16 | Consolidated | Filing ↗ |
Eight reported quarters
Publication date is shown separately from the period end. A June quarter was not knowable on 30 June; it entered the public record only when the company filed it.
| Quarter ended | Total income | Attributable PAT | EPS | Published | Evidence |
|---|---|---|---|---|---|
| 30 Jun 2026Consolidated | ₹1,80,062 cr | ₹24,113 cr | 26.12 | 7 Aug 2026 | Filing ↗ |
| 31 Mar 2026Consolidated | ₹1,81,079 cr | ₹19,643 cr | 21.28 | 8 May 2026 | Filing ↗ |
| 31 Dec 2025Consolidated | ₹1,85,648 cr | ₹21,317 cr | 23.09 | 7 Feb 2026 | Filing ↗ |
| 30 Sept 2025Consolidated | ₹1,75,898 cr | ₹21,137 cr | 22.81 | 4 Nov 2025 | Filing ↗ |
| 30 Jun 2025Consolidated | ₹1,66,992 cr | ₹21,201 cr | 23.76 | 8 Aug 2025 | Filing ↗ |
| 31 Mar 2025Consolidated | ₹1,79,562 cr | ₹19,600 cr | 21.96 | 3 May 2025 | Filing ↗ |
| 31 Dec 2024Consolidated | ₹1,67,854 cr | ₹18,853 cr | 21.12 | 6 Feb 2025 | Filing ↗ |
| 30 Sept 2024Consolidated | ₹1,63,802 cr | ₹19,783 cr | 22.17 | 8 Nov 2024 | Filing ↗ |
Use the metric that fits the business.
ROCE is not shown for banks and NBFCs because deposits and borrowings are operating raw material rather than ordinary financing. Missing or inapplicable values remain unavailable.
Bank and lending KPIs
These fields are percentages as disclosed or normalized for lenders. They are not stored as decimal fractions. Only available fields are shown.
Who owns the company?
Shareholding is shown from the latest available filing. Institutional subtotals depend on the filing taxonomy and are labelled by their source basis.
Operating cash flow, deposits and borrowings have different economic meanings for lenders. Generic industrial-company cash-conversion and debt-versus-CFO tests are therefore marked not applicable rather than forced into a misleading comparison.
Current, sourced and intentionally finite.
This public page contains a selected, licensable subset of Altys company data. It does not expose private research notes, broker documents, user portfolios or the company database.
Related company and methodology pages
State Bank of India FAQ
What does State Bank of India do?
State Bank of India combines a nationwide banking franchise with corporate, retail and treasury operations. Its financial interpretation depends on the quality and cost of funding, loan growth, margin, asset quality, provisioning and capital rather than generic industrial-company ratios.
What should investors monitor for State Bank of India?
Important operating evidence includes loan and deposit growth, net interest margin, casa funding mix, gross and net npa, credit cost, capital adequacy. These are research guideposts, not automatic trading signals.
Are the State Bank of India financials consolidated or standalone?
Altys prefers consolidated financials when available and labels the reporting basis in each table. The latest annual row on this page is consolidated.
Does Altys recommend buying or selling State Bank of India?
No. Altys provides sourced financial data, research context and monitoring infrastructure. It does not issue a buy, sell or hold recommendation on this page.
Research State Bank of India once. Keep watching what changes.
Altys can connect new results, filings, concalls, guidance, ownership and company-specific KPIs with the investment team’s original thesis and portfolio context.